Body Fat in Each of the Genders

These two images don't show all the places body fat (or adipose) can gather in the body.  Men in general will carry body fat high in the abdomen versus women.  Think beer bellies versus thunder thighs. :)

Knowing the general placement of body fat in each of the genders can help with character design.  Different body shapes can be created by experimenting with the sizes of adipose deposits.

from Human Anatomy for Artists by Eliot Goldfinger